Welcome to the website/mobile application of the Encompass Financial Services Pvt Ltd. We understand that our customers and website/mobile application visitors are concerned about the privacy of information. At Encompass Financial Services we are strongly committed to protect the personal and financial information that you submit to us and would endeavour to protect it from unauthorized use.
In the course of using this website/mobile application or availing the products and services, Encompass Financial Services may become privy to the personal information of the Users of the website/mobile application, including information that is of a confidential & sensitive nature. We may collect information about you from several sources. You may provide information as part of the application or enrolment process or our landing pages during online campaigns. Additionally, we may obtain information about you from third parties. We also develop and retain information about you based on our transactions and experience with you. Finally, we obtain information about you through Internet technology, including our website/mobile application. For the purposes of this document, the term Users means any person accessing or using the website www.encompassfinancial.in or mobile application or any of its products or services or features. Encompass Financial Services is strongly committed to protecting the privacy of the Users and has taken all necessary and reasonable measures to protect the confidentiality of the User information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the Users. Therefore, you should be careful with usage of the username and password by maintaining confidentiality and ensure that you do not knowingly or accidentally share, provide and facilitate unauthorized use of it. In addition, like most websites/mobile applications, we use small bits of data called cookies stored on user's computers to stimulate a continuous connection. Cookies let us store information about your preferences and passwords and allow you to move to different pages of our secure site without having to re-enter your password information. Any information collected is stored in secure databases protected via a variety of access controls and is treated as confidential information by us. Therefore, you should be careful with usage of the username and password by maintaining confidentiality and ensure that you do not knowingly or accidentally share, provide and facilitate unauthorized use of it. Use and disclosure of Personal & Financial Information: We will protect your personal information against unauthorized use, dissemination or publication in the same manner in which we would protect our confidential information of like nature. However under certain conditions we may share this information. We may use the personal information to improve our services to you and to keep you updated about our new products or other information that may be of interest to you. We may share information in the course of normal business operations, such as providing services you have subscribed for, and any activity related to these services such as collection of fee. It may become necessary for Encompass Financial Services to disclose your personal information to its agents and contractors in the course of normal business operations for the above referred purpose. However these parties would be required to use the information obtained from Encompass Financial Services for such purposes exclusively. Encompass Financial Services will endeavour to take all reasonable steps to ensure that the confidentiality of your information is maintained by imposing strict confidentiality standards on all the third parties to whom it discloses such information. We may be required to disclose your personal and financial information to the statutory authorities in connection with any legal process that may be initiated by such authorities in accordance with applicable laws. Encompass Financial Services may also share your information to provide you with superior services and a range of offers. We may use this information to advise you of products, services and other marketing materials, which we think, may be of interest to you. If one desires Encompass Financial Services to limit such sharing whereby one would not like to be informed of offers available, one may contact us at 98300 60288 / 98300 60470 (On all days between 9 AM and 9 PM). Otherwise, Encompass Financial Services will use the User information to improve the visitor experience on the site and make subsequent offers to the visitor on products which may be of interest to him / her. The User authorises Encompass Financial Services to exchange, share, part with all information related to the details and transaction history of the Users to its Affiliates / Subsidiaries / banks / financial institutions / credit bureaus / agencies/participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold Encompass Financial Services liable for use or disclosure of this information.
Due to changes in legislation or enhancements to functionality and content on the website/mobile application, we may make changes to privacy policy (without being obliged to do so) and would reflect those changes in this privacy policy statement. Hence you are requested to go through the privacy policy statement on a regular basis.
Please note that this privacy policy does not create any contractual or other legal rights in or on behalf of any party, nor is it intended to do so.
While using this Site/mobile application, you agree not to, by any means (including hacking, cracking or defacing any portion of the Site) indulge in illegal or unauthorized activities including the following:
At Encompass Financial Services, We only do what's right for you and will at all time strive to ensure your privacy.